Website Terms & Mortgage Disclaimers

Information on this website is for general educational and informational purposes. It is not a commitment to lend, loan approval, rate lock, appraisal, legal advice, tax advice or financial advice.

Rates, payments and examples

Any rates, APRs, payments, savings, closing costs, cash-to-close figures, qualification examples or loan scenarios shown on the site are estimates unless expressly stated otherwise. Actual terms depend on credit, income, assets, property, occupancy, loan amount, program guidelines, market conditions and other underwriting factors.

Home value and equity

Automated or estimated home values and equity figures are informational estimates only. They are not appraisals and should not be relied upon as guaranteed property values or available loan proceeds.

Third-party services

The website may link to or use third-party services such as secure portals, mapping, analytics, communications or application tools. Those services may have their own terms and privacy practices.

Text messaging

Optional text messaging is governed by our SMS Terms & Conditions and Privacy Policy. Consent to receive text messages is not a condition of obtaining services or credit.

Licensing

S&S Home Loans NMLS #258292. Scott Hupp, Broker · NMLS #259078 · CA DRE #01012421. Licensed in California. Equal Housing Opportunity.